Flexible, audit-free business insurance for restaurants
Gain peace of mind with variable monthly premiums that match your ups and downs, including a no-audit commitment. Rainbow delivers complete coverage with no hassle and premium discounts.
Avoid overpaying with a policy that adjusts to your business in real time
To calculate your premium, traditional insurance companies require you to predict revenue a year out. We know that’s impossible–and leads to time-consuming audits and costly back payments.
Pay-As-You-Go coverage adjusts automatically; just report your monthly sales, or integrate your POS provider, and your premium syncs perfectly with your growth, slowdown, or seasonality.Learn more about Pay-As-You-Go
Show us you’re safe and we’ll show you a discount
Risk isn’t binary, and we know that. Take our loss control survey and show us why you have a lower risk profile. We'll happily apply a credit to your premium.
Slip & fall protection
New concept, or local staple—we’re here for you.
The restaurant industry has changed and we look at the space differently. We offer coverage for:
New restaurant ventures