For Independent Agents

Rainbow's Business Owner's Policy (BOP)

  • Up to $2M/$4M general liability limits
  • ‍Up to 65% liquor sales and $1M/$1M liquor limits
  • Up to $5M property TIV
  • Restaurant specific optional coverages
  • EPL and Cyber available

Coverage is provided on policies rated A- Excellent by AM Best (IX Financial Size Category).

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Recent Wins

GET A taste of
our coverage

California Breakfast and Lunch Cafe w/ Claims History
California
Full service / Casual dining
Liquor Liability
Pay-as-You-Go
New venture
See details
Unique Risk: Casual Restaurant Inside Texas Sports Club
Texas
Full service / Casual dining
Liquor Liability
Pay-as-You-Go
New venture
See details
Rainbow Underwriter Helps Diner Cut Insurance Cost in Half
Michigan
Full service / Casual dining
Liquor Liability
Pay-as-You-Go
New venture
See details
$2.4M Pennsylvania Beer Garden w/ Mini-Golf
Pennsylvania
Full service / Casual dining
Liquor Liability
Pay-as-You-Go
New venture
See details
New Venture Smoothie Shop
Michigan
Quick service / Limited cooking
Liquor Liability
Pay-as-You-Go
New venture
See details
$108k Texas New Venture Restaurant
Texas
Full service / Casual dining
Liquor Liability
Pay-as-You-Go
New venture
See details
$3.5M Buffet Restaurant w/ Multiple Locations
Utah
Full service / Casual dining
Liquor Liability
Pay-as-You-Go
New venture
See details
American Casual Dining w/ Loss History
Arizona
Full service / Casual dining
Liquor Liability
Pay-as-You-Go
New venture
See details
Fine Dining w/ Wine Collection
Texas
Full service / Fine dining
Liquor Liability
Pay-as-You-Go
New venture
See details
$1.5M Bar and Grill
Texas
Full service / Casual dining
Liquor Liability
Pay-as-You-Go
New venture
See details
Delicatessen w/ Prior Claim
Pennsylvania
Fast Food Restaurant
Liquor Liability
Pay-as-You-Go
New venture
See details
$300k Ramen Restaurant
Michigan
Quick service / Commercial cooking
Liquor Liability
Pay-as-You-Go
New venture
See details

Your best business ideas can be a little risky. Good thing risk is our business.

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© Rainbow

Rainbow MGA Insurance Agency, Inc. (“Rainbow”) is a licensed (CA Lic. # 6008454) property and casualty insurance producer in the states where it transacts insurance. Coverage is available only in those states where Rainbow is licensed to transact insurance. All coverages are subject to policy terms, conditions and exclusions. Rainbow may act as an agent for one or more insurance carriers and receive compensation based on the premiums for the insurance policies each sells. Further information is available upon request.