A 9-unit non-combustible strip center on a major east–west state highway in Smith County, East Texas. The tenant mix is anchored by general merchandise retailers (occupying approximately 53% of the leased space), a fast-casual restaurant with a commercial cook line, and personal service providers. Approximately 31% of the center was vacant at policy inception. Rainbow's program appetite accommodated the elevated vacancy alongside the commercial cooking exposure, enabling the landlord to secure meaningful property and liability coverage while stabilizing occupancy.