Restaurant Insurance

We have a broad appetite for almost any business that offers food, with hand crafted policies served up by local independent agents.

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Texas New Venture Restaurant
Full service / Casual dining
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Texas Bar and Grill
Full service / Casual dining
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Brooklyn Bakery
Quick service / Limited cooking
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Pints & Pies in Indiana
Full service / Casual dining
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13 Texas Dairy Queens
Quick service / Commercial cooking
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Franchised Cheesesteak Joint
Quick service / Commercial cooking
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New Venture Smoothie Shop
Quick service / Limited cooking
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Chinese Skewers in NJ
Full service / Casual dining
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24hr New York Diner Chain
Full service / Casual dining
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Chinese Take-out in Minnesota
Quick service / Commercial cooking
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Indiana Korean BBQ & Hot Pot
Full service / Casual dining
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California Barbecue Joint
Full service / Casual dining
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Michigan Ramen Restaurant
Quick service / Commercial cooking
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Free Marketing guide

Help your restaurant clients improve sales with this free marketing guide

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Specialty coverage for the food service industry

Business Owner's Policy (BOP)

General liability and property coverage bundled together.

Our BOP is a significantly enhanced program built specifically for your industry, complete with coverages that suit any concept’s needs.

Excess Liability

Add an extra layer of protection in case of catastrophe or large claims.

Most risks that are eligible for Rainbow’s BOP will also qualify for XS. Available XS limits:
General Liability: $3M Each Occurrence / $3M General Aggregate
Liquor Liability: $1M Each Common Cause / $1M Aggregate

Liability Coverages

Protection for today’s evolving business exposures.

  • Employment Practice Liability
  • Cyber Liability
  • Tenant's Liability
  • General Liability
  • And More...
Liquor Liability

Robust options customized for each policy.

Covering businesses with up to 65% liquor sales.

Property Coverages

Robust options customized for each policy.

  • Spoilage
  • Business Interruption
  • Equipment Breakdown
  • Utility Service Interruption
  • Building
  • Business Personal Property
  • And more…

The underwriters at Rainbow are super quick to respond, and really do their best to help you win the client. I really enjoy working with them!

Melissa Levy
Bidwell Insurance Agency
Chico, CA