Custom fit coverages for the beauty & wellness industry
Business Owner's Policy (BOP)
General liability and property coverage bundled together.
Our BOP is a significantly enhanced program built 100% for restaurants, complete with coverages that suit any concept’s needs.
Our BOP is designed specifically for the beauty & wellness industries, complete with coverages that suit any insured's needs.
Excess Liability
Add an extra layer of protection in case of catastrophe or large claims.
Most risks that are eligible for Rainbow’s BOP will also qualify for XS. Available XS limits: General Liability: $3M Each Occurrence / $3M General Aggregate Liquor Liability: $1M Each Common Cause / $1M Aggregate
Liability Coverages
Protection for today’s evolving business exposures.
Employment Practice Liability
Cyber Liability
Tenant's Liability
General Liability
And More...
Professional Liability
Available by endorsement for all eligible class codes.
Whether running a nail salon, hair salon, beauty parlor, or piercing studio, clients trust the business to deliver expert services while ensuring safety and satisfaction. But even with the best training and intentions, mistakes, misunderstandings, or unexpected mishaps can happen.
Property Coverages
Robust options customized for each policy.
Spoilage
Business Interruption
Equipment Breakdown
Utility Service Interruption
Building
Business Personal Property
And more…
Business Interruption
Equipment Breakdown
Utility Service Interruption
Building
Business Personal Property
And more…
Rainbow has an amazing culture. The Rainbow team is personable, responsive, and supportive. When you combine these attributes with a great product, the sky is the limit. Our agency is looking forward to growing our partnership.