Rainbow vs the competition

Get stronger restaurant coverage with Rainbow compared to other leading programs

We recently compared Rainbow’s BOP to another well-known restaurant program* and found that Rainbow offers higher limits in the areas that matter most to restaurants. Rainbow also underwrites risks that the other insurer won’t touch.

*Want to know who the secret competitor is? Ask us!

Customization matters, and Rainbow has it

Coverages
RAINBOW
Competitor
Backup of Sewers/Drains
Up to $25,000
$20,000
Computer Fraud & Funds Transfer
$10,000
$5,000
Contamination Shutdown
Up to $100,000
$10,000
Customer’s Property
Up to $10,000 per event
Dependent Properties Business Income
Up to $100,000
$25,000
Employee Dishonesty
Up to $100,000
$10,000
Fine Arts
Up to $50,000
$20,000
Food Borne Illness Business Interruption Coverage
Up to $100,000
$13,000
Ordinance or Law
Up to value of building
$50,000
Money Orders & Counterfeit Paper Currency
$10,000
Outdoor Fences & Walls
Up to $50,000
$25,000
Outdoor Signs
Up to $5,000
$5,000
Personal Property at Newly Acquired Premises
Up to $250,000
Spoilage
Up to $100,000
$15,000
Utility Services Time Element
$50,000
$35,000
Wine Collection
Up to $50,000

The bottom line

Restaurants aren’t cookie-cutter—and neither are their risks. Rainbow’s BOP lets agents tailor coverage with higher limits on what matters most: spoilage, foodborne illness, business interruption, and even wine collections.