Commercial real estate:
Lessor's Risk Only

Unbeatable coverage for single & multi-location, and single & multiple tenant types including restaurants, mixed use, schools, older buildings, and vacant buildings, with up to $15M TIV per building.

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Explore the broadest real estate appetite you’ll find

  • Restaurants
  • Bars & Liquor stores
  • Retail
  • Office
  • Mixed use habitational
  • Fitness
  • Healthcare
  • Pet services
  • Schools & daycare
  • Grocery
  • Cannabis
  • Much more...
Download appetite guide
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Custom fit coverages for the commercial real estate industry

Commercial Package Policy

General liability and property coverage bundled together.

Our commercial package policy is a significantly enhanced program built specifically for your industry, complete with coverages that suit any concept’s needs.

Excess Liability

Add an extra layer of protection in case of catastrophe or large claims.

Most risks that are eligible for Rainbow’s Commercial Package Policy will also qualify for XS. Available XS limits:
General Liability: $3M Each Occurrence / $3M General Aggregate
Liquor Liability: $1M Each Common Cause / $1M Aggregate

Liability Coverages

Protection for today’s evolving business exposures.

  • General Liability
  • Personal & Advertising Injury
  • Damage to premises rented to you
  • Per location aggregate
  • HNOA
  • Employment Practice Liability
  • Assaut & Battery
Property Coverages

Robust options customized for each policy.

Maximum TIV per location of $15M

  • Additional Debris Removal
  • Utility Services - Time Element
  • Discharge from Sewer, Drain or Sump
  • Outdoor Signs
  • Ordinance or Law
  • Equipment Breakdown

The underwriters at Rainbow are super quick to respond, and really do their best to help you win the client. I really enjoy working with them!

Melissa Levy
Bidwell Insurance Agency
Chico, CA