Wine bar

insurance that agents trust

We have a broad appetite for 

almost any business that offers food, including

Wine bar

establishments, with hand crafted policies served up by local independent agents.

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Recent 

Wine bar

wins

See all recent wins
Restaurants
Fine Dining with Wine Collection
Texas
Full service / Fine dining
Liquor Liability
New venture
See details
Restaurants
Napa Valley Fine Dining
California
Full service / Fine dining
Liquor Liability
New venture
See details
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Specialty coverage for 

Wine bars

Business Owner's Policy (BOP)

General liability and property coverage bundled together.

Our BOP is a significantly enhanced program built specifically for your industry, complete with coverages that suit any concept’s needs.

Excess Liability

Add an extra layer of protection in case of catastrophe or large claims.

Most risks that are eligible for Rainbow’s BOP will also qualify for XS. Available XS limits:
General Liability: $3M Each Occurrence / $3M General Aggregate
Liquor Liability: $1M Each Common Cause / $1M Aggregate

Liability Coverages

Protection for today’s evolving business exposures.

  • Employment Practice Liability
  • Cyber Liability
  • Tenant's Liability
  • General Liability
  • And More...
Liquor Liability

Robust options customized for each policy.

Covering businesses with up to 65% liquor sales.

Property Coverages

Robust options customized for each policy.

  • Spoilage
  • Business Interruption
  • Equipment Breakdown
  • Utility Service Interruption
  • Building
  • Business Personal Property
  • And more…

Rainbow has more than just

Wine bar

coverage

Restaurants

We have a broad appetite for almost any business that serves food.

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BOP
Excess

Beauty & Wellness

We cover a wide range of businesses in the beauty and wellness industry.

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BOP
Excess

We distribute exclusively through independent agents

Rainbow respects the relationship that agents have with their clients and the work they do to protect small businesses.

Download our appetite guide