In this episode, host Jim Schubert welcomes Bobby Touran, Co-Founder of Rainbow, a tech-enabled MGA revolutionizing insurance for niche businesses—starting with restaurants. Bobby shares how Rainbow leverages real-time data, continuous underwriting, and a digital quoting platform to simplify restaurant insurance while keeping independent agents at the center of the process.

🔑 Key Takeaways:

• Rainbow enables agents to quote and bind restaurant policies in minutes using a modern digital platform.
• Public data and POS integrations accelerate underwriting and improve accuracy.
• The platform pairs automation with human underwriting support, ensuring responsiveness and nuance.
• Continuous underwriting helps monitor evolving risks throughout the policy term.
• Growth has been organic, driven by word of mouth and strategic partnerships with state associations.
• Bobby emphasizes the importance of patience, service, and agent collaboration in building sustainable insurance solutions.

A must-listen for agents and insurtech enthusiasts seeking insight into how specialization and smart tech can enhance—not replace—traditional distribution.

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