In today’s fast-paced world, beauty, wellness, and fitness professionals help their clients look and feel their best. At Rainbow, we believe in protecting the businesses that make this possible. That’s why we’re excited to introduce our new, specialized Businessowners Policy (BOP) program designed specifically for beauty salons, wellness centers, and fitness studios.

Tailored Coverage for Businesses That Care

Whether you run a nail salon, yoga studio, day spa, or a multi-location fitness brand, Rainbow’s Beauty, Wellness & Fitness BOP offers the flexibility and protection your business needs to thrive.

Eligible businesses include:

• Hair, waxing, and blow-dry salons
• Nail and threading salons
• Day spas offering non-invasive facials, massage, and electrolysis
• Body piercing studios that follow OSHA/local standards
• Fitness centers with instructor-led yoga, pilates, spin, and dance

We welcome new ventures (with 3+ years of prior experience), independent owners, franchises, and multi-location operators. The program offers comprehensive coverage options such as Business Owners Policy and Excess Liability, with customizable add-ons like Professional Liability, Employment Practices Liability Insurance (EPLI), and more. Notably, it includes admitted coverage for high-need services, even historically non-admitted risks like body piercing.

Scalable and Efficient Insurance Solutions

Rainbow’s approach leverages proprietary technology to synthesize public data in real time, enabling “continuous underwriting” for more accurate and adaptive risk assessment. This allows for:

• Instant quote-to-bind and real-time underwriting decisions via Rainbow’s digital platform
• Suitability for both single- and multi-location operators
• Support from experienced underwriters and support staff

“Helping agents with their specialty commercial insurance needs is the reason why Rainbow exists,” said Bobby Touran, co-founder and CEO of Rainbow. “In an industry where insurance is a no-brainer, we’re proud to bring this proprietary intelligence—and a better overall experience—to agents and their business owners in one of the fastest growing segments of the economy.”

Partnering with Local Agents

Rainbow partners with local agents to offer smart, streamlined insurance tailored to the unique risks of beauty, wellness, and fitness establishments. States are constantly being added to Rainbow’s Beauty & Wellness program, stay up to date on the latest states here: https://www.userainbow.com/availability

For more information or to get appointed, visit userainbow.com/get-appointed.

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