Rainbow isn’t just for restaurants anymore.‍

Our Beauty & Wellness program is growing fast — built for salons, spas, fitness studios, and more.

We’re thrilled to announce that the program is now live in Alabama, New Jersey South Carolina and Oregon, with five additional states coming soon: Delaware, Kansas, Maine, Mississippi, and Nebraska.

This expansion helps more agents bring tailored, comprehensive coverage to local beauty, wellness, and fitness establishments. Whether you’re working with a single-location salon or a multi-state franchise, Rainbow is designed to keep your clients covered — beautifully.

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About the Beauty & Wellness Program

Rainbow’s Beauty, Wellness & Fitness Centers BOP is built for businesses that help others feel their best. It’s a modern, flexible insurance solution designed specifically for the unique needs of personal care, fitness, and aesthetic service providers.

Eligible businesses include:

• Beauty salons & barbershops (hair, waxing, blow-dry services)
• Nail salons (standard nail services, threading)
• Day spas (non-invasive facials, massage, electrolysis)
• Body piercing studios (meeting OSHA/local standards)
• Health & fitness centers (instructor-led yoga, pilates, spin, dance)

Eligible exposures:

• Up to $10M in annual revenue
• Up to 250 employees
• 1–100+ locations
• Buildings updated within 25 years
• Locations in PC zones 1–8

We welcome:

• New ventures with 3+ years of prior experience
• Independent owners and franchises
• Multi-location businesses

Coverage highlights:

• Liability: General (up to $1M/$2M), Professional, Employment Practices, Cyber, and Hired & Non-Owned Auto (each up to $1M)
• Property: Building, Business Personal Property, Tenant Improvements, Custom Enhancements, Business Income, Spoilage, Equipment Breakdown, Ordinance & Law, and Utility Services — with coverage up to $5M TIV

See Our B&W Availability & Meet our Reps

Our state by state availability can be found here and remains up to date as we add new states for both our Restaurant BOP and Beauty & Wellness BOP programs.

Be sure to meet our amazing Rainbow team members! 

The Momentum Is Just Beginning

As Rainbow’s Beauty & Wellness footprint grows, so does the opportunity for agents to build stronger, more competitive books of business.

Whether your clients are running a salon, spa, yoga studio, or barbershop, Rainbow’s expanding availability makes it easier than ever to quote, bind, and grow.

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