Rainbow has officially launched our Restaurant BOP (Business Owner’s Policy) program in New York in partnership with a select group of agency partners. This is a major milestone not just because of New York’s size and complexity, but because of what it represents: another step toward making modern, tech-forward insurance accessible to the small businesses that power our communities.

We’ve always believed that great insurance doesn’t have to be slow, frustrating, or overly complicated. Our BOP program is designed specifically for restaurants such as pizzerias, delis, diners, taquerias, and cafés. It offers streamlined underwriting, fast digital quoting, and customizable coverage that actually makes sense for foodservice businesses today.

This launch follows successful rollouts in Oregon and Washington DC, where we’ve delivered strong service and support to agents while maintaining underwriting discipline. That balance is critical to how we build at Rainbow. We are focused on creating sustainable, healthy markets where agents and underwriters can succeed together. 

New York brings its own unique flavor. With a dense mix of traditional eateries, family-owned establishments, and growing food startups, the state’s restaurant scene is one of the most dynamic in the country. That’s exactly why we wanted to get it right. For this launch, we’ve partnered with a curated group of appointed agencies that understand the space deeply and share our commitment to service and speed.

For those unfamiliar with our BOP program, here’s what makes it stand out:

• Focused appetite for quick-service restaurants, diners, cafés, and more
  
  
• Digital-first quoting tools that simplify the process for agents
  
  
• Strong coverage options with endorsements tailored to restaurant needs
  
  
• Responsive underwriting from experienced professionals who understand the industry
  
  

After 20+ years building commercial insurance programs, it’s energizing to work with a team that combines deep underwriting expertise with world-class technology. We believe the future of insurance should be simpler, faster, and more aligned with how businesses actually operate today.

To our agency partners in New York, welcome to Rainbow. We’re glad you’re here. And to the restaurants trusting us to protect their businesses, we’re proud to be in your corner.

You can read more in our official press release here.

If you’re an agent interested in learning more or getting appointed, we’d love to hear from you.

Let’s keep building.

Bill
Head of Insurance, Rainbow
CIC, CRM, AAI, AU

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