Rainbow is looking for a

Commercial Property Underwriter

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Remote

About Rainbow

Rainbow is a program administrator modernizing small business insurance through technology-driven underwriting and data-informed decision making. As we grow, we’re adding a service-oriented Underwriter who thrives in a collaborative, fast-paced environment and consistently delivers high-quality underwriting outcomes.

Our Underwriters evaluate risks across admitted and non-admitted commercial multi-peril products and support programs in multiple U.S. states. With a continuously expanding product portfolio—including new initiatives with a greater focus on property underwriting—Rainbow offers ongoing opportunities to broaden expertise and deepen specialization across underwriting disciplines.

About the Role

As an Underwriter at Rainbow, you play a key role in growing our small business insurance portfolio by executing and helping evolve our underwriting strategies. This role will have a strong emphasis on property underwriting, supporting both existing programs and the launch of new property-focused offerings.

You’ll contribute directly to the launch and expansion of new products, partnering cross-functionally to support early go-to-market efforts while leveraging tech-enabled workflows and creative uses of data to drive sound underwriting decisions.

This is a high-volume, fast-paced environment where strong judgment, problem-solving skills, and attention to detail are essential. You’ll work closely with our sales and service teams to deliver best-in-class service to agency partners while adhering to underwriting guidelines and service standards.

This role is remote, with occasional travel for company meetings and industry events. As a growing startup, we value an all-hands-on-deck mindset, and you’ll have opportunities to contribute beyond your core responsibilities as we continue to build and scale our offerings. This role is well-suited for an underwriter looking to grow into increased responsibility and leadership over time.

What You’ll Do

  • Analyze and approve underwriting referrals generated by our agents through our online platform, with a focus on property-driven risk evaluation
  • Collaborate with sales, service and product to enhance efficiencies in our underwriting process and support go-to-market efforts for new programs
  • Expertly communicate decisions and underwriting standpoints to agents in a manner that drives repeat business
  • Process insurance transactions, such as amendments, audits, and billing reinstatements
  • Compile and moderate feedback, delivering to your team to create action items supporting our drive for continuous improvement
  • Validate the completeness and accuracy of system changes and enhancements using thorough quality control testing
  • Provide thorough underwriting file documentation to meet our standards as well as ensuring compliance with requirements of regulators and capacity partners
  • Leverage our continuous underwriting model to identify risks subject to further underwriting consideration
  • Contribute to our rapid evolution by helping us design underwriting functions and processes as we look to scale our offerings
  • Show your versatility by supporting our business development and product needs

What You Need

  • 4+ years of SME underwriting experience, with meaningful exposure to property underwriting
  • Experience underwriting commercial property risks; hospitality/restaurant experience is a plus but not required
  • Comfortable moving very fast and working directly with independent agents
  • Superior organization, prioritization, and desk management skills
  • Service-first, collaborative, highly responsive mindset
  • Detail oriented, with superb written and oral communication skills
  • Interest in taking on increased responsibility and growing into a leadership role over time
To apply for a job at Rainbow

Email “jobs@userainbow.com” with your resume and use the name of the role for which you are applying as the email subject.

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